Do you know how much you would get from your motor insurer if your vehicle was declared a write-off due to an accident, fire or theft?

Even with comprehensive motor cover, if your vehicle is written off, your motor insurer will only pay you a settlement based on your vehicles value on the date of loss, and because vehicles depreciate over time, this will likely not cover the cost of any outstanding finance.

Purchased your vehicle with cash?

APG Cover Gap Insurance will make up the shortfall between what your motor insurer will pay, which is the market value of your vehicle at the time of loss, and your vehicle's value when you bought it.

Purchased your vehicle on Finance?

APG Cover Gap Insurance will cover the outstanding balance on your finance account, or the shortfall between what your motor insurer will pay, which is the market value at the time of loss, and your vehicles value when you bought it, whichever is greater.

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