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Even with comprehensive motor cover, if your vehicle is written off, your motor insurer will only pay you a settlement based on your vehicles value on the date of loss, and because vehicles depreciate over time, this will likely not cover the cost of any outstanding finance.
Purchased your vehicle with cash?
APG Cover Gap Insurance will make up the shortfall between what your motor insurer will pay, which is the market value of your vehicle at the time of loss, and your vehicle's value when you bought it.
Purchased your vehicle on Finance?
APG Cover Gap Insurance will cover the outstanding balance on your finance account, or the shortfall between what your motor insurer will pay, which is the market value at the time of loss, and your vehicles value when you bought it, whichever is greater.
COVERED AGAINST ANY SHORTFALL
APG Cover Combined Gap Insurance Plus will cover the shortfall of up to £75,000 between the purchase price of the vehicle and what your motor insurer pays out, or the outstanding finance settlement, whichever is greater.
DEALER-FITTED ACCESSORIES COVERED
Your APG Cover Gap Insurance will cover you for dealer-fitted accessories up to a total of £1,500.
ADDITIONAL DRIVERS COVERED
Any driver is covered whilst driving your vehicle, as long as they have the policyholder’s permission and are listed as a named driver on the comprehensive motor insurance policy.
UP TO £500 EXCESS
In the event of a covered claim, you will also be covered for up to £500 of your motor insurance excess.
For more information including the Terms & Conditions please visit www.apgcover.co.uk or telephone 0208 543 6006
APG Cover is a trading name of Future 45 Limited. registered in the U.K and authorised and regulated by the Financial Conduct Authority (461102) to undertake insurance distribution. APG Cover, part of the AutoProtect Group, acts on behalf of Acasta Europe Limited.